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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,305 | $57,590+105.4% | $86,233+37.2% | $82,448+43.5% |
| Participation rate | 96.3% | 57.9%+38.4pp | 69.0%+27.3pp | 68.1%+28.2pp |
| Annual return | 9.12% | 22.41%-13.3pp | 61.39%-52.3pp | 41.64%-32.5pp |
| Employer contribution / active EE | $6,543 | $1,655+295.2% | $2,504+161.2% | $2,551+156.5% |
| Participant deferral / active EE | $3,735 | $3,080+21.3% | $4,559-18.1% | $4,139-9.8% |
| Admin fee / account holder | $626 | $4,730-86.8% | $8,342-92.5% | $7,234-91.3% |