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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,305 | $58,848+101.0% | $88,179+34.2% | $82,637+43.2% |
| Participation rate | 96.3% | 57.9%+38.4pp | 69.1%+27.2pp | 68.1%+28.2pp |
| Annual return | 9.12% | 22.76%-13.6pp | 64.97%-55.8pp | 53.51%-44.4pp |
| Employer contribution / active EE | $6,543 | $1,678+289.8% | $2,549+156.6% | $2,552+156.4% |
| Participant deferral / active EE | $3,735 | $3,124+19.6% | $4,614-19.1% | $4,126-9.5% |
| Admin fee / account holder | $626 | $4,795-86.9% | $7,673-91.8% | $7,339-91.5% |