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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,305 | $58,057+103.8% | $97,032+21.9% | $86,983+36.0% |
| Participation rate | 96.3% | 60.4%+35.9pp | 71.6%+24.7pp | 69.5%+26.8pp |
| Annual return | 9.12% | 22.26%-13.1pp | 35.38%-26.3pp | 25.83%-16.7pp |
| Employer contribution / active EE | $6,543 | $1,663+293.3% | $2,629+148.9% | $2,584+153.1% |
| Participant deferral / active EE | $3,735 | $3,244+15.1% | $4,672-20.1% | $4,194-11.0% |
| Admin fee / account holder | $626 | $4,839-87.1% | $9,418-93.3% | $7,856-92.0% |