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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,444 | $71,230+100.0% | $93,727+52.0% | $80,959+75.9% |
| Participation rate | 61.7% | 60.4%+1.3pp | 68.7%-7.0pp | 67.7%-6.0pp |
| Annual return | 16.24% | 11.26%+5.0pp | 133.83%-117.6pp | 35.67%-19.4pp |
| Employer contribution / active EE | $1,594 | $1,565+1.8% | $2,421-34.2% | $2,757-42.2% |
| Participant deferral / active EE | $4,475 | $4,037+10.8% | $4,417+1.3% | $4,300+4.1% |
| Admin fee / account holder | $15,183 | $6,961+118.1% | $8,292+83.1% | $6,925+119.2% |