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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,639 | $183,627+64.3% | $155,602+93.9% | $145,978+106.6% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 14.76% | 61.32%-46.6pp | 64.81%-50.0pp | 550.52%-535.8pp |
| Employer contribution / active EE | $4,627 | $5,316-13.0% | $4,675-1.0% | $4,662-0.8% |
| Participant deferral / active EE | $6,155 | $6,466-4.8% | $5,629+9.4% | $6,690-8.0% |
| Admin fee / account holder | $2,692 | $19,327-86.1% | $15,923-83.1% | $13,400-79.9% |