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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,884 | $102,938+24.2% | $94,105+35.9% | $138,895-7.9% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | 12.63% | 250.28%-237.7pp | 204.55%-191.9pp | 145.39%-132.8pp |
| Employer contribution / active EE | $12,720 | $2,732+365.6% | $2,504+407.9% | $4,194+203.3% |
| Participant deferral / active EE | $0 | $4,196-100.0% | $3,881-100.0% | $6,396-100.0% |
| Admin fee / account holder | $4,701 | $6,600-28.8% | $6,199-24.2% | $12,562-62.6% |