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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,291 | $156,398+15.9% | $147,318+23.1% | $138,895+30.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.62% | 78.75%-64.1pp | 70.43%-55.8pp | 145.39%-130.8pp |
| Employer contribution / active EE | $16,035 | $4,853+230.4% | $4,593+249.1% | $4,194+282.3% |
| Participant deferral / active EE | $8,684 | $8,237+5.4% | $7,906+9.8% | $6,396+35.8% |
| Admin fee / account holder | $5,393 | $14,976-64.0% | $13,708-60.7% | $12,562-57.1% |