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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,836 | $75,541+32.2% | $152,093-34.4% | $82,637+20.8% |
| Participation rate | 91.5% | 66.5%+25.0pp | 77.8%+13.7pp | 68.1%+23.4pp |
| Annual return | 11.66% | 32.56%-20.9pp | 66.36%-54.7pp | 53.51%-41.8pp |
| Employer contribution / active EE | $4,328 | $2,622+65.0% | $4,175+3.7% | $2,552+69.6% |
| Participant deferral / active EE | $6,222 | $3,206+94.1% | $5,451+14.1% | $4,126+50.8% |
| Admin fee / account holder | $18,653 | $6,405+191.2% | $14,497+28.7% | $7,339+154.2% |