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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,951 | $77,814+27.2% | $158,223-37.5% | $86,983+13.8% |
| Participation rate | 91.5% | 68.4%+23.1pp | 79.2%+12.3pp | 69.5%+21.9pp |
| Annual return | 11.66% | 30.54%-18.9pp | 52.09%-40.4pp | 25.83%-14.2pp |
| Employer contribution / active EE | $2,916 | $2,592+12.5% | $4,109-29.0% | $2,584+12.8% |
| Participant deferral / active EE | $6,222 | $3,270+90.3% | $5,467+13.8% | $4,194+48.4% |
| Admin fee / account holder | $18,653 | $5,879+217.3% | $16,047+16.2% | $7,856+137.4% |