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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,245 | $185,312-21.1% | $161,489-9.4% | $154,746-5.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 8.76% | 103.84%-95.1pp | 89.72%-81.0pp | 172.34%-163.6pp |
| Employer contribution / active EE | $11,209 | $4,769+135.0% | $4,268+162.6% | $4,379+156.0% |
| Participant deferral / active EE | $5,596 | $6,350-11.9% | $5,630-0.6% | $6,730-16.9% |
| Admin fee / account holder | $7,200 | $18,654-61.4% | $16,006-55.0% | $14,365-49.9% |