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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,259 | $129,737+227.8% | $119,126+257.0% | $154,746+174.8% |
| Participation rate | 93.8% | 78.9%+14.9pp | 75.8%+18.0pp | 80.7%+13.0pp |
| Annual return | 16.73% | 379.08%-362.4pp | 282.11%-265.4pp | 172.34%-155.6pp |
| Employer contribution / active EE | $17,526 | $4,375+300.6% | $4,034+334.5% | $4,379+300.2% |
| Participant deferral / active EE | $4,735 | $5,842-19.0% | $5,318-11.0% | $6,730-29.6% |
| Admin fee / account holder | $27,263 | $11,961+127.9% | $10,693+155.0% | $14,365+89.8% |