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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,679 | $88,815-86.8% | $81,882-85.7% | $145,897-92.0% |
| Participation rate | 57.1% | 75.1%-17.9pp | 72.4%-15.2pp | 80.3%-23.2pp |
| Annual return | 15.12% | 1033.75%-1018.6pp | 779.47%-764.4pp | 552.29%-537.2pp |
| Employer contribution / active EE | $1,014 | $3,086-67.2% | $2,916-65.2% | $4,663-78.3% |
| Participant deferral / active EE | $5,773 | $4,647+24.2% | $4,323+33.5% | $6,689-13.7% |
| Admin fee / account holder | $2,554 | $8,434-69.7% | $7,360-65.3% | $13,390-80.9% |