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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,250 | $88,815-54.7% | $81,882-50.8% | $145,897-72.4% |
| Participation rate | 52.2% | 75.1%-22.9pp | 72.4%-20.2pp | 80.3%-28.1pp |
| Annual return | 10.02% | 1033.75%-1023.7pp | 779.47%-769.5pp | 552.29%-542.3pp |
| Employer contribution / active EE | $1,096 | $3,086-64.5% | $2,916-62.4% | $4,663-76.5% |
| Participant deferral / active EE | $2,428 | $4,647-47.7% | $4,323-43.8% | $6,689-63.7% |
| Admin fee / account holder | $897 | $8,434-89.4% | $7,360-87.8% | $13,390-93.3% |