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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,930 | $108,825+37.8% | $156,181-4.0% | $82,448+81.8% |
| Participation rate | 73.3% | 72.4%+1.0pp | 78.8%-5.5pp | 68.1%+5.3pp |
| Annual return | 12.15% | 20.59%-8.4pp | 64.87%-52.7pp | 41.64%-29.5pp |
| Employer contribution / active EE | $533 | $2,870-81.4% | $4,294-87.6% | $2,551-79.1% |
| Participant deferral / active EE | $5,187 | $4,577+13.3% | $6,132-15.4% | $4,139+25.3% |
| Admin fee / account holder | $56,753 | $9,341+507.6% | $14,586+289.1% | $7,234+684.5% |