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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,070 | $132,634+134.5% | $115,768+168.7% | $137,256+126.6% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.4%+5.6pp | 80.0%0pp |
| Annual return | 11.49% | 160.70%-149.2pp | 100.46%-89.0pp | 220.34%-208.8pp |
| Employer contribution / active EE | $1,822 | $3,360-45.8% | $2,940-38.0% | $4,156-56.2% |
| Participant deferral / active EE | $5,406 | $5,619-3.8% | $4,917+10.0% | $6,407-15.6% |
| Admin fee / account holder | $1,078 | $15,028-92.8% | $12,439-91.3% | $12,270-91.2% |