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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,177 | $76,368-73.6% | $67,681-70.2% | $154,746-87.0% |
| Participation rate | 38.5% | 79.0%-40.5pp | 73.7%-35.3pp | 80.7%-42.2pp |
| Annual return | 12.11% | 1066.77%-1054.7pp | 590.58%-578.5pp | 172.34%-160.2pp |
| Employer contribution / active EE | $502 | $3,151-84.1% | $2,678-81.3% | $4,379-88.5% |
| Participant deferral / active EE | $1,070 | $4,824-77.8% | $3,976-73.1% | $6,730-84.1% |
| Admin fee / account holder | $248 | $8,559-97.1% | $6,100-95.9% | $14,365-98.3% |