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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,616 | $166,131-57.5% | $164,975-57.2% | $145,877-51.6% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 12.15% | 100.37%-88.2pp | 70.12%-58.0pp | 551.28%-539.1pp |
| Employer contribution / active EE | $2,426 | $5,276-54.0% | $4,343-44.1% | $4,663-48.0% |
| Participant deferral / active EE | $5,907 | $6,962-15.1% | $6,033-2.1% | $6,691-11.7% |
| Admin fee / account holder | $5,813 | $16,648-65.1% | $12,688-54.2% | $13,402-56.6% |