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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,616 | $166,020-57.5% | $164,866-57.2% | $145,959-51.6% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 12.15% | 100.08%-87.9pp | 69.97%-57.8pp | 561.95%-549.8pp |
| Employer contribution / active EE | $2,426 | $5,275-54.0% | $4,343-44.1% | $4,661-48.0% |
| Participant deferral / active EE | $5,907 | $6,961-15.1% | $6,033-2.1% | $6,689-11.7% |
| Admin fee / account holder | $5,813 | $16,644-65.1% | $12,689-54.2% | $13,398-56.6% |