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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,616 | $166,268-57.5% | $165,100-57.2% | $145,897-51.6% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 12.15% | 100.52%-88.4pp | 70.21%-58.1pp | 552.29%-540.1pp |
| Employer contribution / active EE | $2,426 | $5,284-54.1% | $4,348-44.2% | $4,663-48.0% |
| Participant deferral / active EE | $5,907 | $6,964-15.2% | $6,035-2.1% | $6,689-11.7% |
| Admin fee / account holder | $5,813 | $16,659-65.1% | $12,696-54.2% | $13,390-56.6% |