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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,568 | $227,399+24.7% | $189,758+49.4% | $198,609+42.8% |
| Participation rate | 95.7% | 84.0%+11.6pp | 79.8%+15.9pp | 82.4%+13.3pp |
| Annual return | 14.32% | 61.03%-46.7pp | 52.62%-38.3pp | 202.70%-188.4pp |
| Employer contribution / active EE | $5,037 | $5,526-8.8% | $4,767+5.7% | $5,055-0.4% |
| Participant deferral / active EE | $10,745 | $6,837+57.2% | $5,856+83.5% | $6,977+54.0% |
| Admin fee / account holder | $10,680 | $25,162-57.6% | $20,388-47.6% | $19,030-43.9% |