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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,328 | $81,504+214.5% | $102,437+150.2% | $80,959+216.6% |
| Participation rate | 91.1% | 66.9%+24.3pp | 74.5%+16.6pp | 67.7%+23.4pp |
| Annual return | 7.84% | 25.60%-17.8pp | 24.95%-17.1pp | 35.67%-27.8pp |
| Employer contribution / active EE | $2,705 | $3,104-12.8% | $3,871-30.1% | $2,757-1.9% |
| Participant deferral / active EE | $9,950 | $3,871+157.0% | $5,060+96.6% | $4,300+131.4% |
| Admin fee / account holder | $2,759 | $6,719-58.9% | $8,388-67.1% | $6,925-60.2% |