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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,328 | $81,446+214.7% | $103,374+148.0% | $80,874+216.9% |
| Participation rate | 91.1% | 66.9%+24.3pp | 74.5%+16.6pp | 67.6%+23.5pp |
| Annual return | 7.84% | 25.57%-17.7pp | 24.89%-17.0pp | 35.62%-27.8pp |
| Employer contribution / active EE | $2,705 | $3,107-12.9% | $3,869-30.1% | $2,756-1.8% |
| Participant deferral / active EE | $9,950 | $3,870+157.1% | $5,058+96.7% | $4,297+131.6% |
| Admin fee / account holder | $2,759 | $6,715-58.9% | $8,394-67.1% | $6,935-60.2% |