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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,625 | $184,014-30.6% | $161,149-20.8% | $138,895-8.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 15.64% | 21.52%-5.9pp | 21.16%-5.5pp | 145.39%-129.8pp |
| Employer contribution / active EE | $4,513 | $5,055-10.7% | $4,360+3.5% | $4,194+7.6% |
| Participant deferral / active EE | $7,580 | $6,909+9.7% | $6,153+23.2% | $6,396+18.5% |
| Admin fee / account holder | $1,278 | $18,027-92.9% | $15,194-91.6% | $12,562-89.8% |