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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,794 | $106,749+16.9% | $145,433-14.2% | $82,448+51.4% |
| Participation rate | 95.6% | 75.6%+19.9pp | 82.1%+13.5pp | 68.1%+27.5pp |
| Annual return | 12.93% | 27.59%-14.7pp | 66.58%-53.6pp | 41.64%-28.7pp |
| Employer contribution / active EE | $2,265 | $3,444-34.3% | $4,554-50.3% | $2,551-11.2% |
| Participant deferral / active EE | $3,890 | $6,519-40.3% | $7,897-50.7% | $4,139-6.0% |
| Admin fee / account holder | $36,165 | $8,390+331.1% | $13,129+175.5% | $7,234+399.9% |