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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,802 | $110,410-50.4% | $102,437-46.5% | $145,897-62.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.48% | 24.85%-16.4pp | 24.95%-16.5pp | 552.29%-543.8pp |
| Employer contribution / active EE | $2,379 | $4,217-43.6% | $3,871-38.5% | $4,663-49.0% |
| Participant deferral / active EE | $3,447 | $5,622-38.7% | $5,060-31.9% | $6,689-48.5% |
| Admin fee / account holder | $36,412 | $9,745+273.6% | $8,388+334.1% | $13,390+171.9% |