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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,785 | $101,795+168.0% | $165,100+65.2% | $80,959+236.9% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 8.81% | 16.73%-7.9pp | 70.21%-61.4pp | 35.67%-26.9pp |
| Employer contribution / active EE | $7,746 | $2,954+162.2% | $4,348+78.1% | $2,757+180.9% |
| Participant deferral / active EE | $8,623 | $4,476+92.7% | $6,035+42.9% | $4,300+100.5% |
| Admin fee / account holder | $10,031 | $8,221+22.0% | $12,696-21.0% | $6,925+44.8% |