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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,785 | $101,752+168.1% | $164,928+65.4% | $80,911+237.1% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 8.81% | 16.73%-7.9pp | 70.08%-61.3pp | 35.63%-26.8pp |
| Employer contribution / active EE | $7,746 | $2,953+162.3% | $4,343+78.3% | $2,756+181.1% |
| Participant deferral / active EE | $8,623 | $4,477+92.6% | $6,034+42.9% | $4,297+100.7% |
| Admin fee / account holder | $10,031 | $8,218+22.1% | $12,684-20.9% | $6,935+44.6% |