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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,849 | $114,013+241.9% | $103,693+276.0% | $155,188+151.2% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-6.0pp | 80.8%-14.1pp |
| Annual return | 12.19% | 49.31%-37.1pp | 47.61%-35.4pp | 148.84%-136.7pp |
| Employer contribution / active EE | $3,110 | $3,131-0.7% | $2,920+6.5% | $4,248-26.8% |
| Participant deferral / active EE | $12,751 | $4,970+156.6% | $4,579+178.5% | $6,531+95.2% |
| Admin fee / account holder | $0 | $8,407-100.0% | $7,858-100.0% | $14,480-100.0% |