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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,986 | $78,690+363.8% | $161,489+126.0% | $87,485+317.2% |
| Participation rate | 90.0% | 67.5%+22.5pp | 78.7%+11.3pp | 68.9%+21.1pp |
| Annual return | 13.11% | 32.74%-19.6pp | 89.72%-76.6pp | 26.06%-12.9pp |
| Employer contribution / active EE | $6,157 | $2,588+137.9% | $4,268+44.2% | $2,596+137.1% |
| Participant deferral / active EE | $7,024 | $3,311+112.1% | $5,630+24.8% | $4,274+64.4% |
| Admin fee / account holder | $12,164 | $6,724+80.9% | $16,006-24.0% | $7,775+56.5% |