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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,986 | $76,407+377.7% | $150,298+142.8% | $82,448+342.7% |
| Participation rate | 90.0% | 66.4%+23.6pp | 77.8%+12.2pp | 68.1%+21.9pp |
| Annual return | 13.11% | 39.99%-26.9pp | 62.79%-49.7pp | 41.64%-28.5pp |
| Employer contribution / active EE | $6,157 | $2,614+135.5% | $4,154+48.2% | $2,551+141.4% |
| Participant deferral / active EE | $7,024 | $3,214+118.5% | $5,453+28.8% | $4,139+69.7% |
| Admin fee / account holder | $12,164 | $6,352+91.5% | $14,116-13.8% | $7,234+68.1% |