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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,183 | $81,358+310.8% | $155,556+114.8% | $80,959+312.8% |
| Participation rate | 88.0% | 66.3%+21.7pp | 78.2%+9.7pp | 67.7%+20.3pp |
| Annual return | 11.78% | 33.39%-21.6pp | 64.84%-53.1pp | 35.67%-23.9pp |
| Employer contribution / active EE | $5,898 | $3,106+89.9% | $4,675+26.2% | $2,757+113.9% |
| Participant deferral / active EE | $6,410 | $3,455+85.5% | $5,631+13.8% | $4,300+49.1% |
| Admin fee / account holder | $9,342 | $7,994+16.9% | $15,885-41.2% | $6,925+34.9% |