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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,326 | $166,089-55.9% | $164,928-55.5% | $145,978-49.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.23% | 100.26%-91.0pp | 70.08%-60.8pp | 550.52%-541.3pp |
| Employer contribution / active EE | $18,524 | $5,276+251.1% | $4,343+326.5% | $4,662+297.4% |
| Participant deferral / active EE | $3,645 | $6,961-47.6% | $6,034-39.6% | $6,690-45.5% |
| Admin fee / account holder | $22,688 | $16,641+36.3% | $12,684+78.9% | $13,400+69.3% |