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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,326 | $166,131-55.9% | $164,975-55.6% | $145,877-49.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.23% | 100.37%-91.1pp | 70.12%-60.9pp | 551.28%-542.0pp |
| Employer contribution / active EE | $18,524 | $5,276+251.1% | $4,343+326.6% | $4,663+297.3% |
| Participant deferral / active EE | $3,645 | $6,962-47.6% | $6,033-39.6% | $6,691-45.5% |
| Admin fee / account holder | $22,688 | $16,648+36.3% | $12,688+78.8% | $13,402+69.3% |