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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,177 | $81,358-56.8% | $155,556-77.4% | $80,959-56.5% |
| Participation rate | 74.6% | 66.3%+8.3pp | 78.2%-3.6pp | 67.7%+6.9pp |
| Annual return | 7.80% | 33.39%-25.6pp | 64.84%-57.0pp | 35.67%-27.9pp |
| Employer contribution / active EE | $1,101 | $3,106-64.6% | $4,675-76.5% | $2,757-60.1% |
| Participant deferral / active EE | $2,969 | $3,455-14.1% | $5,631-47.3% | $4,300-31.0% |
| Admin fee / account holder | $24,386 | $7,994+205.1% | $15,885+53.5% | $6,925+252.1% |