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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,770 | $172,111+70.7% | $150,298+95.5% | $137,256+114.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 14.40% | 69.37%-55.0pp | 62.79%-48.4pp | 220.34%-205.9pp |
| Employer contribution / active EE | $25,814 | $4,636+456.8% | $4,154+521.4% | $4,156+521.1% |
| Participant deferral / active EE | $19,584 | $6,166+217.6% | $5,453+259.2% | $6,407+205.7% |
| Admin fee / account holder | $9,364 | $16,471-43.1% | $14,116-33.7% | $12,270-23.7% |