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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,458 | $72,071+221.2% | $68,368+238.5% | $137,256+68.6% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.8%+1.2pp | 80.0%-5.0pp |
| Annual return | 11.79% | 353.14%-341.4pp | 292.57%-280.8pp | 220.34%-208.6pp |
| Employer contribution / active EE | $836 | $2,788-70.0% | $2,649-68.4% | $4,156-79.9% |
| Participant deferral / active EE | $7,704 | $4,410+74.7% | $4,123+86.9% | $6,407+20.3% |
| Admin fee / account holder | $17,760 | $5,336+232.9% | $5,150+244.9% | $12,270+44.7% |