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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,326 | $166,020-3.4% | $164,866-2.8% | $145,959+9.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.90% | 100.08%-86.2pp | 69.97%-56.1pp | 561.95%-548.1pp |
| Employer contribution / active EE | $11,341 | $5,275+115.0% | $4,343+161.2% | $4,661+143.3% |
| Participant deferral / active EE | $5,331 | $6,961-23.4% | $6,033-11.6% | $6,689-20.3% |
| Admin fee / account holder | $23,820 | $16,644+43.1% | $12,689+87.7% | $13,398+77.8% |