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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,245 | $178,174+116.8% | $156,181+147.3% | $137,256+181.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 17.95% | 84.19%-66.2pp | 64.87%-46.9pp | 220.34%-202.4pp |
| Employer contribution / active EE | $2,559 | $4,972-48.5% | $4,294-40.4% | $4,156-38.4% |
| Participant deferral / active EE | $13,050 | $6,888+89.5% | $6,132+112.8% | $6,407+103.7% |
| Admin fee / account holder | $22,313 | $17,404+28.2% | $14,586+53.0% | $12,270+81.8% |