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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,502 | $154,228+188.2% | $145,433+205.6% | $137,256+223.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 4.62% | 74.59%-70.0pp | 66.58%-62.0pp | 220.34%-215.7pp |
| Employer contribution / active EE | $7,466 | $4,804+55.4% | $4,554+63.9% | $4,156+79.6% |
| Participant deferral / active EE | $15,727 | $8,216+91.4% | $7,897+99.1% | $6,407+145.5% |
| Admin fee / account holder | $83,955 | $14,344+485.3% | $13,129+539.5% | $12,270+584.2% |