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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,054 | $167,415+98.3% | $140,514+136.3% | $198,609+67.2% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 14.54% | 13.85%+0.7pp | 14.36%+0.2pp | 202.70%-188.2pp |
| Employer contribution / active EE | $3,761 | $4,088-8.0% | $3,378+11.3% | $5,055-25.6% |
| Participant deferral / active EE | $12,404 | $5,579+122.3% | $4,919+152.2% | $6,977+77.8% |
| Admin fee / account holder | $19,770 | $16,730+18.2% | $13,697+44.3% | $19,030+3.9% |