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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,653 | $114,119+222.2% | $107,187+243.0% | $138,895+164.7% |
| Participation rate | 85.7% | 78.1%+7.6pp | 75.0%+10.7pp | 79.9%+5.8pp |
| Annual return | 15.72% | 273.21%-257.5pp | 204.55%-188.8pp | 145.39%-129.7pp |
| Employer contribution / active EE | $2,373 | $4,059-41.5% | $3,782-37.3% | $4,194-43.4% |
| Participant deferral / active EE | $9,305 | $5,538+68.0% | $5,096+82.6% | $6,396+45.5% |
| Admin fee / account holder | $5,907 | $10,024-41.1% | $9,162-35.5% | $12,562-53.0% |