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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,567 | $79,894+68.4% | $135,792-0.9% | $82,637+62.8% |
| Participation rate | 53.3% | 63.0%-9.7pp | 72.6%-19.3pp | 68.1%-14.7pp |
| Annual return | 16.83% | 17.20%-0.4pp | 25.96%-9.1pp | 53.51%-36.7pp |
| Employer contribution / active EE | $1,805 | $2,165-16.6% | $3,496-48.3% | $2,552-29.3% |
| Participant deferral / active EE | $5,221 | $3,194+63.5% | $4,759+9.7% | $4,126+26.5% |
| Admin fee / account holder | $6,510 | $6,434+1.2% | $12,266-46.9% | $7,339-11.3% |