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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,553 | $28,624-70.1% | $53,647-84.1% | $82,637-89.6% |
| Participation rate | 74.4% | 47.3%+27.1pp | 56.3%+18.1pp | 68.1%+6.4pp |
| Annual return | 13.60% | 664.98%-651.4pp | 358.33%-344.7pp | 53.51%-39.9pp |
| Employer contribution / active EE | $469 | $637-26.3% | $962-51.2% | $2,552-81.6% |
| Participant deferral / active EE | $874 | $1,196-26.9% | $1,813-51.8% | $4,126-78.8% |
| Admin fee / account holder | $1,859 | $2,022-8.1% | $2,460-24.4% | $7,339-74.7% |