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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,168 | $149,040+22.9% | $120,225+52.4% | $137,256+33.4% |
| Participation rate | 25.0% | 75.4%-50.4pp | 69.6%-44.6pp | 80.0%-55.0pp |
| Annual return | 13.26% | 605.68%-592.4pp | 439.23%-426.0pp | 220.34%-207.1pp |
| Employer contribution / active EE | $1,671 | $4,350-61.6% | $3,475-51.9% | $4,156-59.8% |
| Participant deferral / active EE | $3,426 | $4,655-26.4% | $3,999-14.3% | $6,407-46.5% |
| Admin fee / account holder | $0 | $6,348-100.0% | $5,696-100.0% | $12,270-100.0% |