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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,722 | $169,356-9.8% | $129,406+18.0% | $145,897+4.7% |
| Participation rate | 25.0% | 76.5%-51.5pp | 69.6%-44.6pp | 80.3%-55.3pp |
| Annual return | 18.31% | 14418.62%-14400.3pp | 9468.18%-9449.9pp | 552.29%-534.0pp |
| Employer contribution / active EE | $1,446 | $5,542-73.9% | $4,155-65.2% | $4,663-69.0% |
| Participant deferral / active EE | $2,916 | $4,987-41.5% | $4,167-30.0% | $6,689-56.4% |
| Admin fee / account holder | $0 | $9,915-100.0% | $7,689-100.0% | $13,390-100.0% |