Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $91,489 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,877 | $48,669+82.6% | $93,654-5.1% | $199,768-55.5% |
| Participation rate | 29.7% | 63.7%-34.0pp | 68.7%-39.0pp | 72.0%-42.3pp |
| Annual return | 12.22% | 15.38%-3.2pp | 133.34%-121.1pp | 34.26%-22.0pp |
| Employer contribution / active EE | $0 | $1,137-100.0% | $2,421-100.0% | $3,037-100.0% |
| Participant deferral / active EE | $2,661 | $2,823-5.7% | $4,413-39.7% | $5,090-47.7% |
| Admin fee / account holder | $421 | $195+115.9% | $8,282-94.9% | $269+56.5% |