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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,354 | $183,592+32.6% | $155,574+56.4% | $145,877+66.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.84% | 61.37%-44.5pp | 64.87%-48.0pp | 551.28%-534.4pp |
| Employer contribution / active EE | $14,057 | $5,317+164.4% | $4,676+200.6% | $4,663+201.5% |
| Participant deferral / active EE | $8,470 | $6,466+31.0% | $5,629+50.5% | $6,691+26.6% |
| Admin fee / account holder | $12,823 | $19,316-33.6% | $15,914-19.4% | $13,402-4.3% |