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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,967 | $172,111+81.3% | $150,298+107.6% | $137,256+127.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 14.63% | 69.37%-54.7pp | 62.79%-48.2pp | 220.34%-205.7pp |
| Employer contribution / active EE | $13,693 | $4,636+195.3% | $4,154+229.6% | $4,156+229.5% |
| Participant deferral / active EE | $10,075 | $6,166+63.4% | $5,453+84.8% | $6,407+57.3% |
| Admin fee / account holder | $1,796 | $16,471-89.1% | $14,116-87.3% | $12,270-85.4% |