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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,726 | $69,273+377.4% | $90,796+264.2% | $82,637+300.2% |
| Participation rate | 92.6% | 64.0%+28.6pp | 69.5%+23.1pp | 68.1%+24.5pp |
| Annual return | 15.63% | 18.37%-2.7pp | 19.29%-3.7pp | 53.51%-37.9pp |
| Employer contribution / active EE | $11,461 | $1,865+514.5% | $2,294+399.7% | $2,552+349.1% |
| Participant deferral / active EE | $12,430 | $3,047+307.9% | $3,822+225.3% | $4,126+201.3% |
| Admin fee / account holder | $27,068 | $5,511+391.2% | $7,024+285.4% | $7,339+268.8% |