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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,620 | $51,638+271.1% | $68,368+180.3% | $82,448+132.4% |
| Participation rate | 100.0% | 63.6%+36.4pp | 73.8%+26.2pp | 68.1%+31.9pp |
| Annual return | 12.88% | 37.53%-24.7pp | 292.57%-279.7pp | 41.64%-28.8pp |
| Employer contribution / active EE | $2,294 | $2,047+12.1% | $2,649-13.4% | $2,551-10.1% |
| Participant deferral / active EE | $8,348 | $2,914+186.5% | $4,123+102.5% | $4,139+101.7% |
| Admin fee / account holder | $5,818 | $4,643+25.3% | $5,150+13.0% | $7,234-19.6% |