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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,620 | $49,976+283.4% | $66,674+187.4% | $82,637+131.9% |
| Participation rate | 100.0% | 63.1%+36.9pp | 73.7%+26.3pp | 68.1%+31.9pp |
| Annual return | 12.88% | 39.09%-26.2pp | 321.24%-308.4pp | 53.51%-40.6pp |
| Employer contribution / active EE | $2,294 | $1,988+15.4% | $2,620-12.4% | $2,552-10.1% |
| Participant deferral / active EE | $8,348 | $2,847+193.3% | $4,084+104.4% | $4,126+102.3% |
| Admin fee / account holder | $5,818 | $4,594+26.7% | $5,098+14.1% | $7,339-20.7% |