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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,763 | $166,242+2.7% | $165,071+3.4% | $145,884+17.1% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 18.05% | 100.44%-82.4pp | 70.17%-52.1pp | 551.85%-533.8pp |
| Employer contribution / active EE | $1,849 | $5,283-65.0% | $4,347-57.5% | $4,662-60.3% |
| Participant deferral / active EE | $3,699 | $6,964-46.9% | $6,035-38.7% | $6,690-44.7% |
| Admin fee / account holder | $375 | $16,658-97.8% | $12,695-97.1% | $13,392-97.2% |