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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,562 | $95,404+145.9% | $113,397+106.9% | $82,637+183.8% |
| Participation rate | 82.7% | 72.8%+9.9pp | 76.5%+6.2pp | 68.1%+14.6pp |
| Annual return | 12.04% | 19.08%-7.0pp | 23.20%-11.2pp | 53.51%-41.5pp |
| Employer contribution / active EE | $1,945 | $2,307-15.7% | $2,977-34.7% | $2,552-23.8% |
| Participant deferral / active EE | $5,535 | $4,220+31.2% | $5,076+9.0% | $4,126+34.1% |
| Admin fee / account holder | $26,319 | $9,168+187.1% | $11,957+120.1% | $7,339+258.6% |