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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,562 | $95,453+145.7% | $112,040+109.4% | $82,448+184.5% |
| Participation rate | 82.7% | 72.8%+9.9pp | 76.5%+6.2pp | 68.1%+14.6pp |
| Annual return | 12.04% | 23.92%-11.9pp | 24.52%-12.5pp | 41.64%-29.6pp |
| Employer contribution / active EE | $1,945 | $2,318-16.1% | $2,954-34.1% | $2,551-23.7% |
| Participant deferral / active EE | $5,535 | $4,224+31.0% | $5,098+8.6% | $4,139+33.7% |
| Admin fee / account holder | $26,319 | $9,013+192.0% | $12,098+117.5% | $7,234+263.8% |