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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,216 | $136,860-41.4% | $120,344-33.3% | $154,746-48.2% |
| Participation rate | 85.0% | 79.9%+5.1pp | 76.7%+8.3pp | 80.7%+4.3pp |
| Annual return | 14.31% | 21.38%-7.1pp | 20.30%-6.0pp | 172.34%-158.0pp |
| Employer contribution / active EE | $1,639 | $3,533-53.6% | $3,020-45.7% | $4,379-62.6% |
| Participant deferral / active EE | $3,855 | $5,793-33.5% | $5,135-24.9% | $6,730-42.7% |
| Admin fee / account holder | $922 | $15,393-94.0% | $12,742-92.8% | $14,365-93.6% |