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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,141 | $178,174-43.2% | $156,181-35.2% | $137,256-26.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 13.54% | 84.19%-70.7pp | 64.87%-51.3pp | 220.34%-206.8pp |
| Employer contribution / active EE | $2,693 | $4,972-45.8% | $4,294-37.3% | $4,156-35.2% |
| Participant deferral / active EE | $19,562 | $6,888+184.0% | $6,132+219.0% | $6,407+205.3% |
| Admin fee / account holder | $17,881 | $17,404+2.7% | $14,586+22.6% | $12,270+45.7% |