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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,061 | $68,852+52.6% | $120,524-12.8% | $80,925+29.8% |
| Participation rate | 90.0% | 61.6%+28.4pp | 71.9%+18.1pp | 67.7%+22.3pp |
| Annual return | 12.07% | 23.67%-11.6pp | 107.36%-95.3pp | 35.65%-23.6pp |
| Employer contribution / active EE | $1,627 | $2,063-21.1% | $3,469-53.1% | $2,756-41.0% |
| Participant deferral / active EE | $7,199 | $3,187+125.9% | $4,994+44.2% | $4,299+67.5% |
| Admin fee / account holder | $2,981 | $5,781-48.4% | $9,440-68.4% | $6,940-57.0% |