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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,753 | $86,922-26.7% | $102,438-37.8% | $80,874-21.2% |
| Participation rate | 79.4% | 72.4%+7.0pp | 76.5%+2.9pp | 67.6%+11.8pp |
| Annual return | 10.35% | 18.90%-8.5pp | 29.37%-19.0pp | 35.62%-25.3pp |
| Employer contribution / active EE | $191 | $2,369-91.9% | $3,024-93.7% | $2,756-93.1% |
| Participant deferral / active EE | $2,603 | $4,119-36.8% | $5,054-48.5% | $4,297-39.4% |
| Admin fee / account holder | $4,651 | $8,050-42.2% | $9,448-50.8% | $6,935-32.9% |