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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,959 | $81,504-27.7% | $102,437-42.4% | $80,959-27.2% |
| Participation rate | 87.1% | 66.9%+20.2pp | 74.5%+12.6pp | 67.7%+19.4pp |
| Annual return | 5.02% | 25.60%-20.6pp | 24.95%-19.9pp | 35.67%-30.6pp |
| Employer contribution / active EE | $0 | $3,104-100.0% | $3,871-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,764 | $3,871+23.1% | $5,060-5.9% | $4,300+10.8% |
| Admin fee / account holder | $4,502 | $6,719-33.0% | $8,388-46.3% | $6,925-35.0% |