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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,959 | $81,476-27.6% | $102,383-42.4% | $80,925-27.1% |
| Participation rate | 87.1% | 66.8%+20.3pp | 74.5%+12.6pp | 67.7%+19.4pp |
| Annual return | 5.02% | 25.59%-20.6pp | 24.94%-19.9pp | 35.65%-30.6pp |
| Employer contribution / active EE | $0 | $3,105-100.0% | $3,870-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $4,764 | $3,871+23.1% | $5,060-5.8% | $4,299+10.8% |
| Admin fee / account holder | $4,502 | $6,717-33.0% | $8,391-46.3% | $6,940-35.1% |