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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,849 | $101,763-15.6% | $164,866-47.9% | $80,874+6.2% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 9.10% | 16.73%-7.6pp | 69.97%-60.9pp | 35.62%-26.5pp |
| Employer contribution / active EE | $2,163 | $2,954-26.8% | $4,343-50.2% | $2,756-21.5% |
| Participant deferral / active EE | $3,901 | $4,477-12.9% | $6,033-35.3% | $4,297-9.2% |
| Admin fee / account holder | $3,700 | $8,228-55.0% | $12,689-70.8% | $6,935-46.6% |