Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,528 | $94,031+166.4% | $115,768+116.4% | $82,448+203.9% |
| Participation rate | 31.9% | 70.4%-38.5pp | 74.4%-42.5pp | 68.1%-36.2pp |
| Annual return | 11.64% | 20.61%-9.0pp | 100.46%-88.8pp | 41.64%-30.0pp |
| Employer contribution / active EE | $1,621 | $2,323-30.2% | $2,940-44.9% | $2,551-36.5% |
| Participant deferral / active EE | $4,014 | $3,972+1.1% | $4,917-18.4% | $4,139-3.0% |
| Admin fee / account holder | $3,280 | $10,249-68.0% | $12,439-73.6% | $7,234-54.7% |