Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,450 | $95,404-27.2% | $113,397-38.8% | $82,637-16.0% |
| Participation rate | 38.1% | 72.8%-34.7pp | 76.5%-38.4pp | 68.1%-30.0pp |
| Annual return | 6.33% | 19.08%-12.7pp | 23.20%-16.9pp | 53.51%-47.2pp |
| Employer contribution / active EE | $1,081 | $2,307-53.1% | $2,977-63.7% | $2,552-57.6% |
| Participant deferral / active EE | $1,755 | $4,220-58.4% | $5,076-65.4% | $4,126-57.5% |
| Admin fee / account holder | $96,536 | $9,168+953.0% | $11,957+707.4% | $7,339+1215.4% |