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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,858 | $57,140+556.0% | $85,240+339.8% | $80,959+363.0% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 21.20% | 21.71%-0.5pp | 66.75%-45.6pp | 35.67%-14.5pp |
| Employer contribution / active EE | $13,696 | $1,802+660.1% | $2,735+400.7% | $2,757+396.7% |
| Participant deferral / active EE | $8,683 | $3,115+178.7% | $4,527+91.8% | $4,300+101.9% |
| Admin fee / account holder | $18,105 | $4,992+262.7% | $6,165+193.7% | $6,925+161.4% |