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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,677 | $57,590+559.3% | $86,233+340.3% | $82,448+360.5% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.0%+31.0pp | 68.1%+31.9pp |
| Annual return | 11.44% | 22.41%-11.0pp | 61.39%-49.9pp | 41.64%-30.2pp |
| Employer contribution / active EE | $12,495 | $1,655+654.8% | $2,504+398.9% | $2,551+389.8% |
| Participant deferral / active EE | $8,163 | $3,080+165.0% | $4,559+79.1% | $4,139+97.2% |
| Admin fee / account holder | $20,974 | $4,730+343.4% | $8,342+151.4% | $7,234+189.9% |